Variable Rate Home Loan - ANZ - ANZ Supplementary H/L & Inv Loan

Comparison Rate	6.36%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,239.25
Total Amount Paid Est.	$448,190
Establishment Fee	$350.00

6.31%

Target Market
ANZ supplementary loans are available to customers with an existing ANZ home loan ,
or ANZ residential investment loan that are seeking additional lending (excluding Purposes for the purchase of real estate). ,
A supplementary loan is a separate account to the existing loan account and is available as a standard variable supplementary loan and a fixed rate supplementary loan for ,
both home loans and residential investment Loans.

Acceptable Income
Self employed applicants to provided returns for last year (must have been self employed for atleast 2 years), Salary and wage earner.

Home Loan Loan Term
Normal up to 10 years however can be extended on purposes i.e. home improvements with a maximum term or 30 years

Home Loan Loan Size
Loan Size ,
Min $5000 Standard Variable Supplementary Loan ,
Minimum $10,000 Fixed Rate Supplementary Loan ,
Maximum No maximum amount.

Home Loan Repayment Type
Standard Variable, Fixed ,
Principal and Interest Only and Interest Only

Repayment Options
Weekly, Fortnightly or Monthly

Extra Repayments
Yes restrictions may apply. ,
Fixed Rate 5% of loan amount up to a maximum of $5,000 pa. ,
Fixed Rate Products $300 Administration Fee & Economic cost/benefit if repaid in full.

Split Loan Facility
Not Available

Offset
Yes ANZ One no minimum applies. ,
Only available for Variable and 1 Year Fixed Rate Loan.

Redraw Facility
Yes (min $2,000) not available on Fixed Rate Supplementary Loans.

LVR for Variable Rate Home Loan - ANZ - ANZ Supplementary H/L & Inv Loan

Owner-Occupier 90% ,
Construction 90% ,
Land N/A ,
Refinance 90% ,
Debt Consolidation 90% ,
Investment 90% ,
Up to 75% for properties greater than 2 Million

Fees for Variable Rate Home Loan - ANZ - ANZ Supplementary H/L & Inv Loan

Loan Approval Fee $350 ($600 if no current ANZ Mortgage) ,
Valuation Administration Fee $150 may apply if a valuation is required ,
Loan Admin Charge $5 per month ,
Free Transactions ,
Withdrawal Methods Not Available ,
,
Renegotiation Fee $350 ,
May apply when a change is requested to an existing ANZ loan. Depending on the type of change requested, fee is $200 (non-credit critical) or $350 (credit critical), regardless of type of loan product ,
VAF may apply if a valuation is required. ,
Deferred Establishment Fee $700 applies if the variable loan is repaid within the first four years. ,
Guarantee Administration Fee $200 ,
Repayment Holiday Fee $60