Professional Package Home Loan - Suncorp - Asset Line>$150K<$249K 0.50% Disc

Comparison Rate	5.75%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,141.86
Total Amount Paid Est.	$420,120
Establishment Fee	$0.00

5.55%

Target Market
Allows the borrower to use their income and savings to effectively reduce the balance of their loan by way of a 100% interest offset facility. ,
The borrower has immediate access to their funds by cheque book and/or electronic access.

Acceptable Income
As per policy guidelines.

Home Loan Loan Term
Maximum: 30 years.

Home Loan Loan Size
Minimum $150k (based on Total Borrowings).

Home Loan Repayment Type
Principal & Interest, Interest Only 1 - 5 Years and Interest Only Personal Purpose . ,
Interest Only Personal Purpose the loan must roll to Principle and Interest when the Interest Only Period is completed. Minimum Interest Only term is 3 months with a maximum of 60 months. At the end of 60 months there is an option to extend by an additional 60 months subject to credit approval. Terms and Conditions apply.

Repayment Options
Monthly (to loan from Offset Account). ,
Weekly or Fortnightly (to Offset Account).

Extra Repayments
Allows the borrower to use their income and savings to effectively reduce the balance of their loan by way of a 100% interest offset facility. ,
The borrower has immediate access to their funds by cheque book and/or electronic access.

Split Loan Facility
Yes Unlimited.

Offset
100% Offset - Balance of Every Day Options Account against Standard Variable Home Loan. ,
Everyday Options Account. ,
Unlimited fee free Suncorp Transactions. Easy access to funds. Optional offset facility balance of all sub accounts (up to 3) offset against the SVR home loan. Up to 3 sub accounts with interest (when not used as an offset facility). Available in or out of package. Electronic transactions only on sub accounts.

Redraw Facility
Minimum: $1,000 1 free redraw (via Internet and to Suncorp account) each month $20 fee.

LVR for Professional Package Home Loan - Suncorp - Asset Line>$150K<$249K 0.50% Disc

Please note that a Loan to Value Margin will apply where the LVR is =>90%. ,
Owner Occupier Maximum LVR 95% - Refer Special Lenders Criteria ,
Investment Maximum LVR 95% - Refer to Special Criteria ,
Construction Maximum LVR 95% - existing customers only ,
Refinance Maximum LVR 90% ,
Debt Consolidation Maximum LVR 90% ,
Cash Out Maximum LVR 90% ,
Asset Line Maximum LVR 90% ,
LVR for both personal and investment purposes. ,
Maximum number of loans that can be consolidated is 4. Maximum loan amount $500,000.

Fees for Professional Package Home Loan - Suncorp - Asset Line>$150K<$249K 0.50% Disc

Application Fee Rebated on eligible Home Loan products Standard Variable, Fixed and Asset Line. ,
Everyday Options Package Fees $300 per annum charged at $25 per month. ,
Account Keeping Fee Nil. ,
Additional Valuation Fee $160 ,
Progressive Funding Fee $250 ,
Deferred Establishment Fee applies within the first 4 years Minimum $800 ,
or $1400 if Application Fee of $600 not paid upfront. ,
Redraw Fee $20. ,
Offset Facility Fee $75 (once only fee)