Intro Rate Home Loan - Wide Bay Australia - Australian Home Loan

Comparison Rate	6.48%
Amount	$200,000
Term	30 years
Initial Payment Est.	$1,195.25
Monthly Payment Est.	$1,245.96
Total Amount Paid Est.	$453,013
Establishment Fee	$745.00

5.97%

Target Market
Owner occupied, and construction home loans, Investment Loan, Vacant Residential Land, Refinance and Debt consolidation

Acceptable Income
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period. ,
Self employed borrowers, 2 full years of personal and business tax returned must be obtained. Interim financials are unacceptable.

Home Loan Loan Term
Maximum loan term 30 Years.

Home Loan Loan Size
Minimum: $10K. ,
Maximum: $1M. ,
Maximum loan amount for SA is $350K

Home Loan Repayment Type
Principal and interest or interest only repayments.

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Lump sum of additional payments allowed ,
Payment holiday available

Split Loan Facility
Not available

Offset
Mortgage offset Account (Mortgage Muncher) available

Redraw Facility
Available

LVR for Intro Rate Home Loan - Wide Bay Australia - Australian Home Loan

Owner Occupied Maximum LVR 95% ,
Construction Maximum LVR 90% ,
Investment Maximum LVR 90% ,
Refinance Maximum LVR LVR 90% ,
Debt consolidation Maximum LVR 90% ,
Maximum LVR 95% inc LMI Premium.

Fees for Intro Rate Home Loan - Wide Bay Australia - Australian Home Loan

Establishment Fee: $495 ,
Valuation Approximately $250 ,
Additional Valuation refer to lender ,
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee) ,
Monthly Service Fee$12 per month ,
Early Repayment Fee: if within first 4yrs $1,500 ,
Switching Fee:$300 for switching to fixed rate ,
Product Change Nil subject to contract conditions