Line of Credit Home Loan - Home Loan Centre Australia - Balanced Home Line

Comparison Rate	6.46%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,244.47
Total Amount Paid Est.	$451,335
Establishment Fee	$495.00

6.35%

Target Market
Standard Residential purposes such as Purchase of Owner Occupied or Investment Property, Debt Consolidation. ,
Not availabe for Go Between Loans or Building Progress Loans.

Acceptable Income
Salary/Rental/Family Allowance/Veterans Pension/Investment Income.

Home Loan Loan Term
25 years.

Home Loan Loan Size
No Maximum.

Home Loan Repayment Type
Principal & Interest and Interest Only.

Repayment Options
Monthly repayments. ,
More frequent repayments are permitted Weekly & Fortnightly.

Extra Repayments
Permitted.

Split Loan Facility
Available up to 4 (no fees).

Offset
Not applicable.

Redraw Facility
Not applicable.

LVR for Line of Credit Home Loan - Home Loan Centre Australia - Balanced Home Line

Owner Occupied Maximum LVR 90% ,
Owner Occupied Maximum LVR 80% Interest Only. ,
Investment Maximum LVR 90%. ,
Refinancing Maximum LVR 90%. ,
Vacant Land Maximum LVR N/A. ,
Debt Consolidation Maximum LVR 90%.

Fees for Line of Credit Home Loan - Home Loan Centre Australia - Balanced Home Line

Establishment Fee show as $495 (includes Application Fee $220 plus first Valuation Fee $275) ,
Additional Valuation $275 ,
Annual Fee $100 ,
Legal Disbursements & Solicitors Document Preparation Fee $550 approximate shown as Preparation fee. ,
Transaction Fee after an allocation of $20 in each statement period $2 per transaction for Cheque Deposit, GiroPost withdrawal & EFTPOS withdrawal. ,
Cash withdrawal and Balance Enquiry.