Fixed Rate Home Loan - NAB - Choice 1 yr fixed

Comparison Rate	5.90%
Amount	$200,000
Term	30 years
Initial Payment Est.	$1,262.82
Monthly Payment Est.	$1,167.87
Total Amount Paid Est.	$425,100
Establishment Fee	$600.00

6.49%

Target Market
General Home Market

Acceptable Income
PAYG SELF EMPLOYED

Home Loan Loan Term
Maximum 30 Years

Home Loan Loan Size
Minimum $20K ,
No Maximum

Home Loan Repayment Type
Fixed interest rate offers a range of terms from 12 months 1, 2, 3, 4, 5 and to 10 year Principal & Interest Only note 10 Year Fixed not available as Interest Only. ,
Prior to expiry date you will be notified of the options available. If you do not choose anther fixed rate the loan automatically switches to a variable rate loan. ,
Note fees applicable if you roll over to a fixed rate option.

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Not permitted

Split Loan Facility
Yes

Offset
Yes standard savings rate

Redraw Facility
Not Available

LVR for Fixed Rate Home Loan - NAB - Choice 1 yr fixed

Owner Occupier Maximum LVR 95% ,
Refinance Maximum LVR 95% higher LVR refer to Lender ,
Investment Maximum LVR 95% ,
Construction Maximum LVR 95% ,
Land Maximum LVR 95% ,
Debt Consolidation Maximum LVR 90% ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% ,
2 & 3 Star Brokers - Max LVR 90% ,
0 & 1 Star Brokers - Not able to submit new business.

Fees for Fixed Rate Home Loan - NAB - Choice 1 yr fixed

Application Fee $600 ,
Account Keeping Fee $8 pm ,
Early Repayment Fee $360 ,
Early Exit Fee if loan repaid in full within 4 years $900