
| Comparison Rate | 6.00% |
|---|---|
| Amount | $200,000 |
| Term | 30 years |
| Monthly Payment Est. | $1,165.88 |
| Total Amount Paid Est. | $431,610 |
| Establishment Fee | $0.00 |
5.74%
Target Market
Acceptable Income
PAYG & SELF EMPLOYED & PROFESSIONALS/INVESTORS
Home Loan Loan Term
Max 30 Years
Home Loan Loan Size
Minimum amount $20K
,
No Maximum
Home Loan Repayment Type
Principal & Interest
,
Interest calculated daily upon drawdown on outstanding balance
Repayment Options
Repayment frequency - weekly, fortnightly or monthly
Extra Repayments
Additional repayments permitted.
Split Loan Facility
Available
Offset
Yes standard savings rate
Redraw Facility
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000).
Owner Occupier Maximum LVR 95%
,
Construction Maximum LVR 95%
,
Refinance Maximum LVR 95% higher LVR refer to Lender
,
Investment Maximum LVR 95%
,
Debt Consolidation Maximum LVR 90%
,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers:
,
4 Star Brokers - Max LVR 95% (Flexiplus Max LVR 90%)
,
2 & 3 Star Brokers - Max LVR 90%
,
0 & 1 Star Brokers - Not able to submit new business.
Annual Service Fee $395
,
Valuation Fee N/A
,
Settlement Processing Fee N/A
,
Gold Credit Card Fee Free
,
Increase fee N/A
,
Legal Fees N/A
,
Early Exit Fee if loan repaid in full within 4 years $900