Line of Credit Home Loan - AMP - Classic Club Equity

Comparison Rate	6.71%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,276.00
Total Amount Paid Est.	$463,310
Establishment Fee	$350.00

6.59%

Target Market
Total loans less than $100,000.

Acceptable Income
PAYG, Self Employed, Salary & Wage Earners

Home Loan Loan Term
Maximum Interest Only term - 10 years.
Minimum total term - 20 years
Maximum total term - 30 years

Home Loan Loan Size
Minimum $40K ,
Maximum Loan $2M ,
For greater than $2M refer to BDM.

Home Loan Repayment Type
Interest Only

Repayment Options
Monthly only

Extra Repayments
Additional repayments permitted.

Split Loan Facility
Yes available up to 10 splits with min $10,000 per split. ,
Additional Splits available are Fixed Rates, Basic Variable and Business Classic Loans. ,
$75 per additional split.

Offset
Not applicable

Redraw Facility
Yes available with no minimum redraw amount. ,
Transaction limits & Special Service fees apply.

LVR for Line of Credit Home Loan - AMP - Classic Club Equity

Owner Occupied Maximum LVR 90% ,
Investment Maximum LVR 90% ,
Construction Maximum LVR 0% ,
Refinancing Maximum LVR 90% ,
Debt consolidation Maximum LVR 90% ,
Note Debt Consolidation Maximum LVR 90% up to 5 other debts. ,
Over $1M subject to security location and maximum LVR allowable.

Fees for Line of Credit Home Loan - AMP - Classic Club Equity

Establishment Fee of $350 ,
Settlement Fee of $250 plus Solicitors Fee $295 (Displayed Mortgage Prep Fee) ,
Account Keeping Fee $10 per month ,
Multiple Security Fee of $250 (each additional security property) ,
LMI processing Fee $100 (in addition to any LMI premium payable) ,
Deferred Establishment Fee $ 1,000 if discharged within 4 years from original ,
,
Valuation fees First is free. For valuations <$1M customers pays excess of $220 for metro and $330 for non-metro. For $1M customer pays excess of $550 in all areas. ,
Loan Variation Fee / Switch / Increase Fee $350 ,
Pre Approval Fee $350 ,
Master Limit Application Fee $200