Line of Credit Home Loan - Wide Bay Australia - Freedom Line

Comparison Rate	6.79%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,286.58
Total Amount Paid Est.	$467,565
Establishment Fee	$645.00

6.67%

Target Market
Any personal purpose or investment

Acceptable Income
Self employed applicants with 2 years of financials, Salary & Wage earner, applicants with no probation period. ,
Self employed borrowers, 2 full years of personal and business tax returned must be obtained. Interim financials are unacceptable.

Home Loan Loan Term
Maximum: Continuing - no fixed term.
Maximum Loan Term 30 years.
All Loans to be paid by 70th Birthday.

Home Loan Loan Size
Minimum: $10K. ,
Maximum: $1M.

Home Loan Repayment Type
Interest only

Repayment Options
Monthly.

Extra Repayments
Not Applicable.

Split Loan Facility
Sub Accounts available.

Offset
Not Applicable.

Redraw Facility
Access via Cash card, Cheque book or Bpay. ,
Cheques: 10 pm free - then $1 each. ,
Eftpos: 8 pm free - then $0.50 each. ,
Non-Wide Bay ATM: 5 pm free - then $1.50 each.

LVR for Line of Credit Home Loan - Wide Bay Australia - Freedom Line

Owner Occupied Maximum LVR 95% ,
Investment Maximum Maximum LVR 90% ,
Construction Maximum LVR 0 ,
Refinance Maximum LVR 90% ,
Maximum: 90% of approved property value up to $500K

Fees for Line of Credit Home Loan - Wide Bay Australia - Freedom Line

Establishment Fee $395. ,
Valuation Fee $250 payable upfront. ,
Additional Valuation refer to lender. ,
Settlement Fee $160 & Agency Fee $187 total $347 (displayed as Mortgage Prep Fee) ,
Monthly Service Fee: $10. ,
Early Repayment Fee:$1500 for first 4 years. ,
Access via Cash card, Cheque book or Bpay. ,
Cheques: 10 pm free - then $1 each. ,
Eftpos: 8 pm free - then $0.50 each. ,
Non-Wide Bay ATM: 5 pm free - then $1.50 each