Low Doc Home Loan - Suncorp - Lo Doc 2 yr fixed <$800K

Comparison Rate	6.72%
Amount	$200,000
Term	30 years
Initial Payment Est.	$1,376.58
Monthly Payment Est.	$1,262.17
Total Amount Paid Est.	$461,280
Establishment Fee	$600.00

7.34%

Target Market
The primary target market is potential borrowers that are well established with a strong asset base that includes hard assets (eg family residence, investment properties, share portfolio) and have moderate gearing and a sound credit history. Low Doc Applications will now be accepted for Personal. Purpose , Investment Purpose and or any combination of both. ,
Companies and Trusts as borrowers.

Acceptable Income
Normal serviceability capacity applies using declared income. ,
LVR 70% and below ABN and GST registration for a minimum of 12 months. ,
Over 70% LVR ABN and GST registration for a minimum of 24 months. ,
Primary income earner must be self-employed. ,
PAYG & Co Borrower minimum 6 months employment.

Home Loan Loan Term
Principal & Interest Facilities 30 years.

Home Loan Loan Size
Up to $1M where acceptable security is located in an identified. Metropolitan centre, eg. Includes capital cities in all States and ,
Territories. ,
If the LVR is 60% or less, the maximum Suncorp Low Doc loan/exposure level increases to $1.5 million per single property. ,
Total Loan exposure $1.5M (all loans with all banks).

Home Loan Repayment Type
Low Doc Loan facilities will be available on either Principal & Interest & Interest Only Loans and the Asset Line.

Repayment Options
Repayment options depends on what product is selected by borrower / borrowers. ,
Principal & Interest or Principal and Interest. ,
Fortnightly or Monthly for Principal and Interest. ,
(Monthly for Interest Only).

Extra Repayments
Permitted no limitations (variable rate products). ,
Standard Deferred Establishment Fees apply on Fixed rate maximum extra payments of $500 per month without penalty.

Split Loan Facility
Yes.

Offset
Yes Offset available on standard variable products.

Redraw Facility
Minimum: $1,000 1 free redraw (via Internet and to Suncorp account) each month $20 fee. ,
Redraw not available on Fixed Rate Loans.

LVR for Low Doc Home Loan - Suncorp - Lo Doc 2 yr fixed <$800K

Owner Occupier Maximum LVR 80% ,
Investment Maximum LVR 80%. ,
Construction Maximum LVR 80% - existing customers only ,
Refinance Maximum LVR 80% - Refinances are only acceptable for prime loans from CBA, NAB, ANZ Westpac and other selected Australian Deposit taking institutions (refer to Suncorp for details) ,
LVR is calculated on the lower of security purchase of Bank valuation in all cases. ,
No minimum LVR restrictions apply. ,
The Maximum available LVR is dependant upon the nature of the security and the type of facility being sought. ,
Principal & Interest with Acceptable residential Security Maximum LVR 80%. ,
Asset Line facilities with Acceptable Residential Security Maximum LVR 75%. ,
Stand alone vacant land can be used as security Maximum LVR 80%.

Fees for Low Doc Home Loan - Suncorp - Lo Doc 2 yr fixed <$800K

Standard Fees and charges apply.