Low Doc Home Loan - NAB - Low Doc <$250K

Comparison Rate	6.12%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,202.96
Total Amount Paid Est.	$436,980
Establishment Fee	$300.00

6.03%

Target Market
General Home Market. ,
Available for Investment purposes. ,
ABN for a minimum of two years and GST Registration for at least 12 months. ,
No adverse credit history.

Acceptable Income
Low Doc Declaration to be signed and obtained

Home Loan Loan Term
Maximum loan term 30 Years

Home Loan Loan Size
Minimum $20K ,
No maximum

Home Loan Repayment Type
Principal & Interest ,
Interest calculated daily upon drawdown on outstanding balance ,
Interest Only

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Additional lump sum payments permitted - note not during the Fixed Rate term.

Split Loan Facility
Available

Offset
Available - Variable Rate Only

Redraw Facility
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000).

LVR for Low Doc Home Loan - NAB - Low Doc <$250K

Owner Occupier Maximum LVR up to 60% No LMI ,
>60% <80% LMI to apply ,
Refinance LVR up to 60% No LMI (OO only). Cannot be refinanced from another lender. ,
>60% <80% LMI to apply ,
Investment LVR up to 60% No LMI ,
>60% <80% LMI to apply ,
Construction N/A ,
Land N/A ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% (Low Doc Max LVR 80%) ,
2 & 3 Star Brokers - Max LVR 90% (Low Doc Max LVR 80%) ,
0 & 1 Star Brokers - Not able to submit new business.

Fees for Low Doc Home Loan - NAB - Low Doc <$250K

Application Fee $300 ,
Valuation Fee N/A ,
Account Keeping Fee $10pm ,
Legal Fee N/A ,
Increase Fee N/A ,
Early payout depending on facility refer to BDM