Professional Package Home Loan - Citibank - Mortgage Plus/Offset>$750K

Comparison Rate	6.23%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,197.82
Total Amount Paid Est.	$441,780
Establishment Fee	$0.00

5.99%

Target Market
Mortgage Plus has a one low package fee that entitles to a choice of mortgage with discounted interest rates and a Gold Visa Card free of annual fees.

Acceptable Income
PAYG Full-time or permanent part-time, Casual, Self Employed. ,
Borrower must have an active ABN for a minimum of 2 years and at least 12 months registration for GST is required.

Home Loan Loan Term
Maximum term 30 years.

Home Loan Loan Size
Minimum: $50K (Min Mortgage Plus loan is $200K) ,
Maximum 4 Million

Home Loan Repayment Type
Principal & Interest and or ,
Interest Only for up to 5 years.

Repayment Options
Weekly,Fortnightly, Monthly.

Extra Repayments
Additional repayments of any amount can be made at any time.

Split Loan Facility
Yes up to 4 loans in a facility & can be combined with either Standard Fixed or Standard Variable.Only 1 offset split per loan.

Offset
Funds in the linked savings account can be accessed for day-to-day transactions through an ATM/EFTPOS card and cheque book and internet banking.

Redraw Facility
Allows access to any funds paid into the mortgage over and above the regular principal and interest repayments. ,
Fee redraws. ,
NB: Access is by bank cheque on application.

LVR for Professional Package Home Loan - Citibank - Mortgage Plus/Offset>$750K

Owner Occupier Maximum LVR 90% ,
Investment Maximum LVR 90% ,
Construction Maximum LVR N/A ,
Refinance Maximum LVR 90% ,
Vacant Land maximum LVR 80% without LMI not for construction ,
Vacant Land maximum with LVR 90%. ,
Security location & LVR the maximum LVR is dependent on the property type and security. Refer www.mortgagebroker.citibank.com.au, the Broker Guide or BDM for further information. ,
Self Certified 80 Maximum LVR 80% regulated and unregulated loans ,
Offset not available under self certified loans.

Fees for Professional Package Home Loan - Citibank - Mortgage Plus/Offset>$750K

Mortgage Plus Package is available for personal borrowers, company and trust borrowings under fully verified and self-certified option. Facility: min.$200K, must have min. primary income of $35Kand Citibank Visa Credit Card (based on credit cards assessment criteria). ,
One simple annual fee of $350 ,
Nil Application Fee ,
No account keeping fees ,
Settlement Fee $250 ,
No annual Gold Visa card fee (applies to primary or additional card holders) ,
No mortgage variation fees for additional split accounts or line increases ,
No fee for switching product within the same package ,
Free access to any ATM in Australia, if taken with Mortgage Plus Standard Variable Offset. ,
50 free credits and 50 free debits with Offset Savings account. $2 per transaction applies after the free transactions.