Line of Credit Home Loan - HomeSide Lending - Peak Performance $150K>$250K

Comparison Rate	6.38%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,231.43
Total Amount Paid Est.	$447,960
Establishment Fee	$600.00

6.25%

Target Market
A flexible overdraft with a variable interest rate designed to meet total financial requirements with one facility. Interest Only Any Purpose (subject to credit policy).

Acceptable Income
Self Employed, Salary and Wage Earners

Home Loan Loan Term
On Demand
Minimum: 1 years
Maximum: 30 years

Home Loan Loan Size
Minimum: $50K ,
Maximum: $ 3 million case by case

Home Loan Repayment Type
Interest Only

Repayment Options
Payments can be made on a regular basis

Extra Repayments

Split Loan Facility
Yes

Offset
Not Applicable

Redraw Facility
Not Applicable

LVR for Line of Credit Home Loan - HomeSide Lending - Peak Performance $150K>$250K

Owner Occupier: LVR 90% maximum ,
Maximum LVR 90% ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% (Peak Performance Max LVR 90%) ,
2 & 3 Star Brokers - Max LVR 90% ,
0 & 1 Star Brokers - Not able to submit new business.

Fees for Line of Credit Home Loan - HomeSide Lending - Peak Performance $150K>$250K

Application Fee - $600 ,
The Establishment Fee is waived in the following instances for loans with 90% LVR or less: ,
NSW, QLD, VIC, WA & ACT >$300K ,
SA, TAS & NT >$200K ,
A fee of $150 for each additional security property is applicable. ,
Loan Service Fee:$70 per half year ,
Fees on Deposits/ Cheques: Nil ,
Access to account with debit card and cheque book ,
Deposits can be made at any NAB free of charge ,
Internet Banking available ,
phone Enquiry access available ,
Variation fee $300 Variation of Loan Contract ,
Legal Services Fee $162.50 ,
Additional Security $150 per mortgage account/loan product after the first one ,
Packaging Fee $100 per mortgage account/loan product after the first one ,
Fixing Fee $100 where loan is refixed from a variable period ,
Security Discharge Fee $300 ,
Full Telephone Banking services provided ,
Early Exit Fee of $1200 does not reduce over time and is payable if the loan is refinanced or repaid in full within 4 years of the settlement date