Professional Package Home Loan - AMP - Professional LOC $250K<$750K

Comparison Rate	6.29%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,204.25
Total Amount Paid Est.	$443,910
Establishment Fee	$0.00

6.04%

Target Market
Borrowings over $100K

Acceptable Income
PAYG, Self Employed, Salary & Wage Earners

Home Loan Loan Term
Line of Credit Minimum 20 years
Maximum term 30 years
Maximum term Interest Only 10 years.

Home Loan Loan Size
Minimum $100K ,
Maximum Line of Credit $1M ,
For loans greater than $2M refer to BDM.

Home Loan Repayment Type
Interest Only

Repayment Options
Monthly only

Extra Repayments
Yes at any time by electronic transfer, by mail or deposit made at Australia Post.

Split Loan Facility
Available - up to 10 splits permitted for free with min $10,000 per split. ,
Additional splits available include Professional Variable, Fixed Rates, Basic Loan and Business Classic Loan.

Offset
Not available.

Redraw Facility
Yes. No minimum redraw amount .

LVR for Professional Package Home Loan - AMP - Professional LOC $250K<$750K

Owner Occupied Maximum LVR 90% ,
Investment Maximum LVR 90% ,
Construction Maximum LVR N/A ,
Refinancing Maximum LVR 90% ,
Vacant Land Maximum LVR N/A ,
Debt consolidation Maximum LVR 90% ,
Debt Consolidation Maximum LVR 90% up to 5 other debts ,
Over $1M subject to security location and maximum LVR allowable.

Fees for Professional Package Home Loan - AMP - Professional LOC $250K<$750K

Establishment fee of $350 for loans with LVR>90% (including any LMI capitalisation) ,
Settlement Fee of $250 plus Solicitors Fee $295 (Displayed as Mortgage Prep Fee) ,
Annual Package Fee $349 (payable at settlement then annually) ,
Master Limit Application Fee $200 ,
LMI processing Fee $100 (in addition to any LMI premium payable) ,
Deferred Establishment Fee $ 1,000 if discharged within 4 years from original. ,
Valuation fees First is free. For valuations <$1M customers pays excess of $220 for metro and $330 for non-metro. For $1M customer pays excess of $550 in all areas. ,
Loan Variation Fee / Switch / Increase Fee $350 ,
Pre Approval Fee $350 ,
Multiple Security Fee of $250 (payable for each additional security property)