Professional Package Home Loan - The Rock Building Society - Rock Star LOC$100K<$250K 0.50% Disc

Comparison Rate	6.18%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,197.82
Total Amount Paid Est.	$440,280
Establishment Fee	$0.00

5.99%

Target Market
A home loan available to members consisting of discounted rates. ,
This package is available to professionals and non professional clients.

Acceptable Income
PAYG and Self Employed applicants, Company and Trust.

Home Loan Loan Term
Maximum loan term 30 years.
Maximum Interest Only term 10 years.

Home Loan Loan Size
Minimum $100K. ,
Maximum $3.5M.

Home Loan Repayment Type
Principal & Interest. ,
Interest Only maximum term 10 years. ,
Variable

Repayment Options
Weekly, Fortnightly or Monthly.

Extra Repayments
Unlimited. (Excluding full repayment within first 4 years)

Split Loan Facility
Yes up to six splits.

Offset
Two free offset accounts included in the package.

Redraw Facility
Yes. Account to have one payment in advance. Any amount in addition may be redrawn at anytime. Minimum amount $1K at no cost. Maximum LVR after redraw not to exceed 95%.

LVR for Professional Package Home Loan - The Rock Building Society - Rock Star LOC$100K<$250K 0.50% Disc

Owner Occupier Maximum LVR 80%. ,
Investment Maximum LVR 80%. ,
Construction Maximum LVR 80% ,
Refinance Maximum LVR 80%. ,
Vacant Land Maximum LVR 80% ,
Debt Consolidation Maximum LVR 80%.

Fees for Professional Package Home Loan - The Rock Building Society - Rock Star LOC$100K<$250K 0.50% Disc

Application Fee $NIL (includes the valuation of one security property) ,
Additional Valuation Fee $275. (To the value of $1 million the Valuation Fee will be added to the Application Fee). ,
Annual Package Fee $300 ,
Progress Inspection Fee $125. This fee is charged for each of the first and final builders payments ,
Account Keeping Fee Nil. ,
Release Fee:$380. ,
Switch Fee:$250. ,
Variation Fee: $275 plus $110 documentation costs. ,
Access Fees Internet banking, Phone banking, ATM & EFTPOS ,
All Deferred Establishment Fees: ,
Year 1 or Year 2 minimum $1,500 or 0.25% (whichever is greater). ,
Year 3 minimum $1,200 or 0.20% (whichever is greater). ,
Year 4 minimum $900 or 0.15% (whichever is greater). ,
(Calculated on the approved loan amount). ,
Plus deferred LMI if original LVR was less than or equal to 80% or $500K