Fixed Rate Home Loan - NAB - Tailored 4 yr fixed

Comparison Rate	6.66%
Amount	$200,000
Term	30 years
Initial Payment Est.	$1,424.54
Monthly Payment Est.	$1,215.47
Total Amount Paid Est.	$451,680
Establishment Fee	$600.00

7.69%

Target Market
General Home Market

Acceptable Income
PAYG SELF EMPLOYED

Home Loan Loan Term
Loan Term 30 Years ( Renewable yearly)

Home Loan Loan Size
Minimum amount $20K ,
No Maximum

Home Loan Repayment Type
Principal & Interest ,
Interest calculated daily upon drawdown on outstanding balance

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Additional lump sum payments permitted.. An Early Payout Fee is payable if the loan is fully repaid within 4 years from the settlement date.

Split Loan Facility
Yes

Offset
Yes standard savings rate

Redraw Facility
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000).

LVR for Fixed Rate Home Loan - NAB - Tailored 4 yr fixed

Owner Occupier Maximum LVR 95% ,
Refinance Maximum LVR 95% higher LVR refer to Lender ,
Investment Maximum LVR 95% ,
Construction Maximum LVR 95% ,
Land Maximum LVR 95% ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% ,
2 & 3 Star Brokers - Max LVR 90% ,
0 & 1 Star Brokers - Not able to submit new business.

Fees for Fixed Rate Home Loan - NAB - Tailored 4 yr fixed

Application Fee $600 for < $300K ,
Application Fee $0 for > $300K ,
Valuation Fee N/A ,
Account Keeping Fee $10pm ,
Legal Fee N/A ,
Increase Fee N/A ,
Early Exit Fee if loan repaid in full within 4 years $900