If you use this website you accept the conditions that are set out below and that apply in relation to its use. Please read them carefully.

The ratesonline.com.au website is owned by Ratesonline Pty Ltd ACN 122 052 582 (Ratesonline). Your access to this website is subject to these terms.

1. Variation of conditions of use of website

We reserve the right to vary these conditions from time to time. The latest conditions will always be made freely available to users at www.ratesonline.com.au/legal.

2.Information on Website

Products on this site are only available in Australia unless otherwise stated expressly.

This website contains general information only and should not be considered as a comprehensive source and should not be relied upon as such.

The information contained on this website does not take into account your objectives, financial situations or needs. You should consider with or without an adviser whether the information contained in this website is appropriate taking into consideration your objectives, financial situation and needs. You should obtain the disclosure statements relating to the product that interests you before making a decision to purchase that product.

3. No affiliation etc

We are not affiliated with any person whose goods or services are linked to or from the website or any linked site. We do not sponsor, endorse or approve of any of those goods or services.

Should you leave ratesonline.com.au via a link contained contained in this website and view content on another site, you do so at your own risk.

4. Copyright

We own the copyright in the website and all of its content. We reserve our rights in it. Apart from uses permitted by the Copyright Act 2001 or by this licence, no part of any material may be reproduced or provided to the public, in any form and by any means, without our written permission.

5. Trade marks etc

We own our trademark and device. No permission is given for their reproduction or publication, except to the extent allowed by these terms.

6. Things we don’t promise

7. Exclusion of liability

8. Limitation of liability for implied warranties we can’t exclude

9. Third Party Advertising

ratesonline.com.au includes advertisements, hyperlinks and pointers to websites operated by advertisers (third parties). Those websites are not part of ratesonline.com.au and as such are not under the control / responsibility of Ratesonline. Once you leave ratesonline.com.au you do so at your own risk.

10. Applicable Law

These terms and all other terms which govern your use of or access to the www.ratesonline.com.au web site will be governed by and construed in accordance with the laws of the state of Victoria, Australia.

 
The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.